We built the ledger we wanted to lend on.

Crediledger started inside a microfinance back office, reconciling loan books by hand. So we built lending software where every figure has a source and the books always tie out.

Debit · what we put in

DR Double-entry discipline
DR Secure, isolated data
DR Local rails & currencies

Credit · what lenders get

CR A loan book that ties out
CR Trust with every borrower
CR One place to run it all

Accounting policies

How we keep the books

Policy 01

Every figure has a source

Nothing is a free-floating number. Each balance traces to a posting in the ledger.

Policy 02

Your data is protected

Encrypted in transit and at rest, isolated, and backed up automatically — your book stays yours.

Policy 03

Local first

Built for African lending — mobile money, local currencies and the daily rate.

The journal

Our entries so far

2019Opened the accountFounded inside a microfinance back office, reconciling loan books by hand.

2021Posted the first ledgerShipped the double-entry engine — every loan event becomes a journal entry.

2023Went multi-currencyAdded daily-rate pricing so lenders could hold and report in several currencies.

2025Joined the central dashboardOne Neptunes dashboard to manage every account, with two-way sync.

Posted · no card req. Journal voucher — your move

Run your lending on books that tie out.

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